About
A broker for rental owners who want their equity working
We built this site for one kind of borrower: the real estate investor who owns rental property and wants to refinance it, pull cash from it, or buy the next one.
What we do
We are a mortgage broker. We do not make loans with our own money. Instead, we arrange and shop financing from wholesale lenders that offer DSCR and other business-purpose investment property programs. You give us one scenario, and we compare the realistic options so you can choose with the trade-offs in front of you.
Who we help
Individual investors, partnerships and LLCs financing non-owner-occupied rental and investment property: single-family rentals, two- to four-unit buildings, condos, short-term rentals, small multifamily and mixed-use. We do not arrange loans for homes you or your family live in, including second homes.
How we talk about money
Plainly. We will tell you when a cash-out does not make sense, when waiting a few weeks for seasoning would get you a better result, and when a rate-and-term refinance is the smarter move. We do not publish pricing on this site, because it depends on your credit, the property, your leverage and the market on the day you lock. We discuss it once we have reviewed your actual scenario.
Who stands behind the brand
DSCR Cash-Out Refi Loan is a Loan Daddy LLC brand, NMLS 2827624.
Broker, not lender · NMLS #2827624 (nmlsconsumeraccess.org)
AZ CMB Licensed · #CMB-2016143
Equal Housing Opportunity
Business-purpose loans for non-owner-occupied investment property only; not for personal, family or household use. Not a commitment to lend. All loans subject to underwriting and lender/investor approval; terms subject to change.
Full details are on our licensing page. Ready to talk? Start a request.
Ready to see what your rental can unlock?
Tell us about the property and what you want the cash to do. A licensed broker will compare wholesale DSCR programs and walk you through the trade-offs in plain English.