Calculators

Investor calculators for planning a cash-out

Three tools, all running in your browser with the numbers you type. No default rates, no stored data. Start with the DSCR calculator, then use these two to plan the cash and the rent.

Cash-out proceeds calculator

The loan amount is not the cash you receive. Enter the new loan, your current payoff and the closing costs from your fee worksheet. Add the cash you plan to keep back for repairs or vacancy to see what is left to put to work.

Enter a new loan amount to see your estimated proceeds.

Break-even rent calculator

Pick the ratio your program requires (your broker can tell you), enter the loan and your quoted rate, and see the monthly rent the property would need. Useful when deciding whether a new lease or a renovation could support a larger loan.

Enter the loan, your quoted rate and a target ratio to see the rent you would need.

Estimates only. Not a loan offer or a commitment to lend. Qualifying figures are set by each wholesale program and confirmed in underwriting.

Ready to see what your rental can unlock?

Tell us about the property and what you want the cash to do. A licensed broker will compare wholesale DSCR programs and walk you through the trade-offs in plain English.