Terms

Terms of use

Effective October 17, 2026. By using this site you agree to these terms.

Who operates this site

DSCR Cash-Out Refi Loan is a brand of Loan Daddy LLC, NMLS #2827624, a licensed mortgage broker. We are a broker, not a lender.

Business-purpose only

This site and the services offered through it are for business-purpose financing of non-owner-occupied investment property. They are not intended for personal, family or household purposes.

Educational content

Guides, FAQs and program descriptions are general information. They are not legal, tax or financial advice, and program rules described here vary by wholesale lender and change over time.

Calculators

Calculator results are estimates based solely on the numbers you enter. They are not a loan offer, a quote, a pre-approval or a commitment to lend.

No commitment to lend

Submitting a request does not create a loan application or guarantee any outcome. All loans are subject to underwriting and lender or investor approval, and terms are subject to change.

Acceptable use

Do not submit false information, attempt to disrupt the site, or use automated tools to submit forms. We may ignore or delete submissions that appear fraudulent or abusive.

Limitation of liability

The site is provided as is. To the extent allowed by law, Loan Daddy LLC is not liable for decisions made based on site content or calculator results.

Contact

Questions about these terms can be sent through our request form.