Licensing

Licensing and disclosures

Who operates this site, the licenses that cover our work, and the limits on what we arrange.

License details

  • NMLS: Loan Daddy LLC, NMLS #2827624. You can verify this record at nmlsconsumeraccess.org.
  • Arizona: AZ CMB license #CMB-2016143.

Broker, not lender

We arrange and shop financing from wholesale lenders. We do not make loans, set final underwriting decisions, or issue loan commitments. Any loan is made by the lender or investor that approves it, under its own terms.

Business-purpose only

Every loan we arrange through this site is for business purposes and is secured by non-owner-occupied investment property. We do not arrange loans for a primary residence, a second home, or any personal, family or household purpose. Our forms ask you to confirm occupancy, and requests for owner-occupied property are not accepted.

No pricing on this site

We do not advertise interest rates or pricing. Pricing depends on credit, property type, leverage, the debt service coverage ratio and market conditions, and is discussed only after a review of your specific scenario.

Fair lending

We support fair lending and equal access to credit. We do not discriminate on any basis prohibited by law.

Questions about our licensing? Contact us through the request form and note your question in the message field.

Ready to see what your rental can unlock?

Tell us about the property and what you want the cash to do. A licensed broker will compare wholesale DSCR programs and walk you through the trade-offs in plain English.