Investor guides
Guides for rental owners thinking about a cash-out
Long-form, plain-English explanations written for investors. Each one opens with a quick answer, then goes deep enough to help you plan a real refinance.
7 min read
How a DSCR cash-out refinance works, start to finish
A plain-English walk through a DSCR cash-out refinance on a rental: the scenario review, appraisal, underwriting, closing and what to expect at each step.
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How much cash can you take out? The two ceilings on every DSCR refi
Your cash-out amount is capped by two limits: loan-to-value and rent coverage. Learn how each ceiling works and how to find out which one controls your deal.
Read the guide7 min read
Seasoning rules: when you can cash out a rental you just bought
Seasoning decides when a program will lend against a new appraised value. Learn how ownership time, rehab work and short-term loan payoffs affect timing.
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Cash-out refinancing a rental held in an LLC
How DSCR programs handle LLC-owned rentals: required entity documents, personal guarantees, moving title into an LLC and keeping your structure clean.
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Smart uses for cash-out proceeds (and a few to avoid)
Cash-out money comes with a payment. Compare buying another rental, renovating, paying off short-term debt and building reserves, plus the uses to avoid.
Read the guideReady to see what your rental can unlock?
Tell us about the property and what you want the cash to do. A licensed broker will compare wholesale DSCR programs and walk you through the trade-offs in plain English.